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We’re living through some tough times. Climate change, social strife, financial uncertainty. Perhaps you’re so busy just getting through life you can’t fathom a future past next week. Or maybe you have been considering your future and life insurance is part of those musings. But do you really need life insurance as a single person? It depends. You need it if you have people who depend on you financially or think you will in the future. A life insurance policy gives them financial comfort should they lose you. A couple of tips if you are providing financial support for your family and shopping for term life insurance quotes online : Be mindful of how you answer the questions associated with the online life insurance calculator . Treat the children you provide for as if they were your own and treat elderly family members under your care as beneficiaries. You can name more than one beneficiary on your policy. For What Other Reasons Do I Need Life Insurance? 1.       Life ins

  Why You Need Life Insurance Sooner Than You Think (and Why Term Insurance Makes Sense) Paul’s dad started pestering his 29-year-old son about buying life insurance soon after Paul got married. Paul kept putting it off. He and his wife wanted to travel. They bought a house. When they had a baby boy who was diagnosed with autism, they decided she would stay home to care for his needs. Money from Paul’s $130,000 salary came in and went out. And Paul lived in the moment through the good times and the bad. Then a car skipped over a median and split Paul’s car in two. The wide eyes of the driver in the other car were the last thing Paul ever saw. No one saw it coming. So no one planned for it. With no death benefit from a life insurance policy, her son’s daycare costs and medical bills, and her inability to earn what Paul had brought in, Paul’s wife filed for bankruptcy five years later. Life Insurance Is Important Most of us are too busy living life to think about what h

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